Help

Thank you to Michele for prompting me to write again.

I need prayers, hope, you name it. Many of you know my husband lost his job right before the New Year. We both try to remain positive and focus on the fact that his boss was horribly abusive and that in the long-run, we'll be in a better place. We're grateful for all that we have and for the hope of a happy future. We feel guilty for ruminating over our financial woes, knowing we have beautiful children and a mostly happy household.

But.

To lay out on the line, here's reality:

My husband was a shareholder in his former company. For over a year, my husband and the Owner discussed valuing his shares for a buyout so that my husband could leave the company. After all, the only reason my husband agreed to work for his former friend/Owner was because the commitment was finite with a buyout after five years. The employment ended. The buyout never happened.

My husband was paid horribly, but he stayed with the company because of the buyout. Now, we're stuck with zero savings, a lot of debt, and as of today, no health insurance. We couldn't make the COBRA payment in time and the former employer won't extend the deadline.

We paid our lawyer a retainer (all of our savings). The lawyer was very eager to take the case, but since doing so, we've rarely heard from him. The excitement is gone now that he has our money. The Owner's lawyers do not respond to our lawyer. Our lawyer said he'd file suit if we didn't hear from the Owner's side. That was over a month ago. No suit has been filed. (This is our second lawyer because the first did even less than this one).

So here we sit. No health insurance. No savings. No consistent income (my husband does consulting work and is trying to expand his business). Kids who need food and clothing. Tuition to be paid. Kids who need sports/activities/tutoring for which we cannot pay. Pets who need vaccinations. A van that needs repairs (our only vehicle). House payments. Bills. Bills. Bills.

I want to cry out on Facebook or IRL and plead for help in the form of prayers, hope, you name it. But they won't get it. Whose baby dies, gets cancer, and has no income? I suppose a lot of people, right? It just doesn't feel like it when it's your life.